Tracy Yau

NMLS Phase 3

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Phase 3 Objectives

Modernize the NMLS system to streamline regulatory workflows for individual licensing actions and data submissions—shifting regulators' time from administrative work to decision-making, and closing communication gaps between regulators and applicants.

Focus

  • Streamlining regulators’ review and action on individual license actions

    • Modernizing how work tasks are identified, prioritized, and assigned

    • Aligning regulator assignments to specific license types

    • Standardizing workflow and task review practices across regulators

  • Reducing manual effort in sponsorship request approvals

  • Strengthening risk evaluation for applications and key license actions

  • Enabling direct, two-way communication between regulators and applicants

Key Results

  • Reduce average processing time for individual license actions

  • Reduce variance in review time and outcomes across regulators

  • Auto-approve eligible sponsorship requests, reducing licensee application time

  • Reduce missed high-risk items through prioritization, alerts, and targeted assignments

  • Reduce out-of-system inquiries between regulators and applicants

    • Resolve clarification requests in-system, decreasing call center volume

High Fidelity Design